美国设备融资租赁协会：2017年2月融资租赁指数
Monthly Leasing & Finance Index: February 2017
The Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing and Finance Index (MLFI-25), which reports economic activity from 25 companies representing a cross section of the $1 trillion equipment finance sector, showed their overall new business volume for February was $5.9 billion, down 3 percent year-over-year from new business volume in February 2016. Volume was down 5 percent month-to-month from $6.2 billion in January. Year to date, cumulative new business volume was up 0.5 percent compared to 2016.
美国设备融资租赁协会（ELFA）公布了月度融资租赁指数（MLFI-25），报告以25家融资租赁公司的经济状况为样本，代表了1万亿美元的行业资本。该指数显示，2017年2月，这些企业整体的新增业务总量是59亿美元，同比2016年2月的新增业务总量下降了3%。新增业务总量同比2016年1月的62亿美元下降了5%。年初至今累积新增业务量和2016年相比上涨了0.5%。
Receivables over 30 days were 1.50 percent, down from 1.70 percent the previous month and up from 1.40 percent in the same period in 2016. Charge-offs were 0.38 percent, down from 0.43 percent the previous month, and up slightly from 0.37 percent in the year-earlier period.
逾期30天应收账款率为1.50%，低于上个月的1.70%，高于2016年同期的1.40%。坏账率为0.38%，较上个月的0.43%有所下降，稍高于去年同期的0.37%。
Credit approvals totaled 74.8 percent in February, down from 75.4 percent in January. Total headcount for equipment finance companies was up 18.6 percent year over year, a spike largely attributable to continued acquisition activity at an MLFI reporting company.
2月，信贷审批通过率总计74.8%，低于1月的75.4%。设备融资公司的员工总数同比去年增长了18.6%，这一飙升很大程度上是由于某个参与MLFI调查的公司不断进行收购活动 。
Separately, the Equipment Leasing & Finance Foundation’s Monthly Confidence Index (MCI-EFI) for March is 71.1, easing from the February index of 72.2 but remaining among the highest levels of the last two years.
另外，2017年3月美国设备融资租赁基金会月度信心指数（MCI-EFI）是71.1，低于2月的信心指数72.2，但是仍保持着近两年的最高水平。
ELFA President and CEO Ralph Petta said, “New business volume during the first couple months of 2017 continues the sluggish growth pattern that began 2016. This slow start belies the business-friendly environment that many business and economic commentators point to in characterizing the new administration in Washington. Credit quality is mixed as well. With the Fed increasing its short-term interest rate target by 25 bps at its most recent March meeting, we will be watching closely the impact—if any—on demand in the equipment finance sector.”
美国设备融资租赁协会主席兼CEO，Ralph Petta 表示：“2017年头几个月的新增业务量延续了2016年以来的缓慢增长模式。许多商业和经济评论家评论新一届华盛顿政府时指出，这个缓慢的开始掩盖了友好的商业环境。信贷质量也是喜忧参半。在美联储3月的议息会议上，美联储将短期利率提高25个基本点，我们也将密切关注设备融资业的任何需求。”

Miles Herman, President and COO, LEAF Commercial Capital, Inc., said, “While independent firms saw better growth, overall the industry's new business volume was de minimis compared to this point in 2016. I believe there’s reason for optimism, however, given the market’s recent surge post-election, the proposed infrastructure spending and stable oil. There are indicators of a coming manufacturing renaissance and a plan to reduce Federal taxes and regulation. But will all this translate into legislation to justify the post-election optimism? Despite equity market choppiness and rising interest rates, I’m heartened to see that the MCI-EFI shows this confidence holding steady. Combined with other indicators, this seems to indicate a hopeful, if still wait-and-see, attitude in the industry and the economy as a whole. If promised legislative changes come to pass, it’s likely we’ll see that optimism become action.”
美国LEAF商业资本有限公司董事长兼COO，Miles Herman表示：“在独立公司长势更好的同时，整个行业的新增业务总量和2016年相比增长甚微。然而考虑到最近市场激增，我相信选举、提出的基础设施支出和稳定的石油价格都是积极的因素。而且现在有许多未来制造业复兴和减少联邦税收和监管计划的倾向。但是，是否所有这些都会转化为法律来证明选举是积极的因素？尽管股市波动、利率上升，我还是非常激动地看到MCI-EFI显示的信心指数保持稳定。结合其他指标持续观望，行业和经济总体来看都还是充满希望的。如果承诺立法发生变化，这种积极的因素极有可能变成实践。”
View the full list of participants